Customizable group benefits plans
Strategies for businesses with more than 50 plan members
Customize your plan to maximize plan member benefits while containing your costs.
Customizable- meet your plan members’ and organization’s needs
Scalable- make sure your plan remains current and competitive
Sustainable- continue to offer benefits into the future
Offer programs that support healthier lives
The following programs bring added value to your plan and can help your employees feel better, quicker.
Keep your drug plan sustainable
Support employee health while managing costs with:
My Drug Plan
Specialty Drug Care
Preferred pharmacy networks
Reasonable and customary limits on dispensing fees
Mandatory generic substitution
Tailor your dental plan
Choose what's best for your employees and cover an appropriate mix of:
Basic and supplementary services (such as cleanings, fillings and x-rays)
Major restorative services
Set deductibles and maximums
Offer extended health care services such as:
Other professional services
Choose whether to include:
Provide flexible plans
Use health spending accounts to avoid locking in costs for health products or services your plan members may not use, while giving them flexibility to make their group benefits plan their own. Offer personal insurance, giving plan members an opportunity to purchase their own insurance for themselves, their spouse and eligible dependent children; and their coverage is portable.
Get exactly what you need
Choose benefits à la carte so you only pay for what you need—for example:
Critical illness insurance
Accident protection–including coverage for business travel and special events
Benefits without Borders
Provide benefits for your Canadian and non-Canadian plan members working in the US or internationally, plan members returning from an extended period outside of Canada, non-Canadian plan members working for you temporarily, and non-Canadians working around the world for you.